Start Your Boat Journey
Find Your Fit
Find Your Fit
Boat Types
We offer a range of boat types to fit every boating lifestyle
Pontoon Boats
Often called "party barges," pontoons feature a large, flat deck balanced on two or three hollow aluminum tubes (pontoons).
- The Vibe: Ultimate relaxation and socialization.
- Layout: They maximize "floor real estate," offering wrap-around couches, tables, and often integrated changing rooms or grills.
- Best For: Large groups (10+ people), calm lakes, and casual swimming. Modern "tri-toons" (three tubes) have higher horsepower and can actually handle towing tubers or skiers quite well.
Runabout Boats
Small-to-medium powerboats (usually 16–25 feet) designed for short trips and versatility. The most common style is a Bowrider, where the front of the boat is open for extra seating.
- The Vibe: The "sports car" of the water.
- Layout: Traditional V-hull design that cuts through the water smoothly. They usually feature a cockpit area for the driver and a bench or loungers in the back.
- Best For: Water sports (skiing, wakeboarding), cruising across the lake at higher speeds, and quick "runs" to a waterfront restaurant.
Wake/Surf Boats
These are precision-engineered machines built for those who live for the perfect wave. While great for cruising, every design choice is focused on shaping and customizing the ultimate wake.
- The Vibe: High-energy, tech-forward, and built for the "endless summer."
- Layout: Features include rear-facing seating to watch the action, integrated ballast tanks for weight, and "surf gates" to shape the wave at the touch of a button.
- Best For: Traditionally, inboards have been used for wake sports with the prop beneath the hull. Today, Forward Drive sterndrives and jet boats also provide safe, capable performance for surfing and wakeboarding.
Find Your Fit
Motor Types
How your boat's engine perfectly matches how you plan to play on the water.
Outboard
Mounted entirely on the back of the boat, outboard motors offer a superior power-to-weight ratio and are incredibly easy to maintain or winterize. This design frees up valuable interior floor space for extra seating and storage while allowing the entire unit to tilt completely out of the water.
Sterndrive / Forward Drive
This "hybrid" system places the engine inside the boat for a clean, open swim platform. While a traditional sterndrive is great for all-around cruising, the Forward Drive pulls the boat from the front of the unit, tucking the propellers safely under the hull for a better (and safer) wakesurfing experience.
Jet Drive
By using an internal impeller to shoot a stream of water for thrust, jet drives eliminate the need for a traditional hanging propeller. This makes them the safest choice for swimmers and allows you to navigate shallower waters and tight spots with incredible responsiveness and speed.
Choose Your Direction
New vs. Pre-Owned Boats
New Boats
Starting new just feels different.
You get to choose what matters, skip what doesn't, and end up with something that fits your life on the water from the beginning.
Why some people choose new:
- The latest features and technology
- Full factory warranty
- Choose your layout, colors, and options
- A clean start, no history, no unknowns
Used Boats
Value and Versatility
For a lot of people, pre-owned is just a smart place to start. It gives you the freedom to get on the water, learn what you like, and grow into it - and when it's from us, you can trust it's ready. If we wouldn't feel good owning it ourselves, we won't offer it.
Why some people choose pre-owned:
- Time to figure out what you actually like
- A chance to get on the water without overthinking every detail
- See what fits before committing to something new
Get a feel for boating before going all in
Shop Pre-Owned
Pricing & What's Included
We aim to keep our pricing clear and up to date. We follow manufacturer guidelines while keeping our pricing as transparent as possible so your buying process stays simple and enjoyable.
- New boats are listed as complete packages: boat, motor, and trailer
- Used boats are listed as complete packages: boat, motor, and trailer
- All boats: + $624 administration fee and applicable taxes (not included in listed price)
What impacts price
- Size & layout – Larger boats and more spacious layouts typically increase price
- Engine & performance – Horsepower, engine type, and performance upgrades all play a role
- Brand & build quality – Materials, craftsmanship, and overall fit and finish
- Features & options – Audio systems, surf packages, electronics, lighting, and comfort upgrades
- Technology – Touchscreens, GPS, driving assist features, and integrated systems
- Model year – New vs. pre-owned, and current vs. non-current inventory
- Condition & hours (used boats) – Overall condition, maintenance history, and engine hours
- Market demand & availability – Seasonality and inventory levels
Build Your Plan
Financing Options
What boat financing looks like
Boat financing often surprises people, in a good way.
- Longer terms are common, helping keep monthly payments manageable
- In many cases, financing a higher amount over a longer term can result in more favorable interest rates
- Rates, terms, and down payments vary based on credit, loan amount, and lender programs
- Every approval is tailored to the individual, no two situations are exactly the same
What Down Payments Look Like
Down payments can vary, but here's a general guideline:
- Plan on around 10% down in most cases
- Some approvals may allow for less, while others may require more
- On higher-priced boats (typically over $100,000), lenders often require 15–20% down
- Final terms depend on credit, loan amount, and lender requirements
Loan terms
Boat financing offers flexible terms, depending on the loan amount and the boat:
- Loans between $25,000–$50,000 typically offer up to 15-year terms
- Loans over $50,000 may qualify for up to 20-year terms
- These terms generally apply to new boats
USED BOATS
- Terms may be similar, but rates can vary based on the age of the boat
- Newer used boats often qualify for better rates and terms
- In some cases, spending slightly more on a newer boat can result in a lower monthly payment
What affects rates
Boat loan rates can vary based on several factors, including:
- Age of the boat - Newer boats often qualify for better rates than older models
- Credit score – Stronger credit typically helps secure more favorable terms
- Debt-to-income ratio – Lenders look at your current monthly obligations compared to your income
- Down payment – A larger down payment can sometimes improve your rate and loan terms
- Loan amount and term – The amount financed and length of the loan can affect the rate offered
- Current economic conditions – Market interest rates and lender programs can change over time
- Type of boat – In some cases, certain boat types or price points may finance differently
ADDITIONAL FLEXIBILITY
- Most lenders offer no prepayment penalties
- You can pay extra when it works for you and scale back when needed
Finance disclosure: This information is intended to provide a general overview of boat financing and may vary based on your individual circumstances. Final terms, rates, and down payment requirements are determined by the lender.
Ownership Costs to consider
Insurance
Registrations
Storage
Understanding The Process
Four Steps to the Water
1
Expert Guidance, No Pressure
- Understanding your why
- Matching you to the right boat, horsepower, and setup
- No pressure. No guessing. Just real guidance
2
Transparent, No-Haggle Pricing
- Upfront pricing
- No hidden fees or surprise charges
- No back-and-forth
3
Make It Yours
- Review financing and insurance options (or coordinate with your own)
- We'll guide you through next steps so nothing gets missed
- Clear communication the whole way
4
Water-Ready & Delivery
- Fully inspected, dialed in, and ready
- Set up so you can get straight to the water
- Hands-on orientation so you know how everything works
- Real support after you take it home
What happens once you say "yes"
We hope the buying process felt fun, because boating should be!
Once you've found the right boat, we'll collect a deposit to secure it. That gives you a little time to let it all sink in while we keep things moving on our end, whether that's financing through us or getting everything lined up on your side.
At that point, the boat comes off the market and is officially yours.
We'll schedule a specific day for you to come into the dealership to complete paperwork and warranty registrations. Then you'll spend time with Tom, our founder, for your full orientation.
With your permission, we'll take a photo of you in front of your new boat; and from there, it's memory making time. Welcome to Our Boating Family!
Boats For Sale
Delivery & Orientation
Buying a boat is just the beginning. We make sure you actually know how to use it.
What that looks like:
- We teach you how everything works
- Docking, launching, and onboard systems
- Hands-on time so you feel comfortable before you leave
You'll meet the team along the way, so you know exactly who to reach out to when you need something. You'll also have access to on-the-water classes and continued support, so you keep getting more confident every time you head out.
We're here long after the sale, you're not on your own with this.
Shop BoatsTake the Next Step
View Inventory
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Contact Our Team
FAQs
Find answers to common questions about trading / selling your boat.
How do I know which type of boat is right for me?
The best boat depends on how you plan to spend your time on the water. Pontoons are great for relaxing and entertaining, runabouts are ideal for cruising and watersports, and wake boats are designed for wakeboarding and wakesurfing. Our team can help match your boating goals with the right boat.
Should I buy a new or pre-owned boat?
Both options offer advantages. New boats provide the latest technology, warranty coverage, and customization options, while pre-owned boats can offer excellent value and a great way to get started in boating. We can help you compare both based on your needs and budget.
What is included in the advertised boat price?
Most boats are listed as complete packages that include the boat, motor, and trailer. Administration fees, taxes, registration fees, and other applicable costs are typically separate. Our team will clearly explain all pricing before you make a purchase decision.
How much should I expect to put down on a boat?
Many buyers put down around 10%, although down payment requirements vary by lender, credit profile, loan amount, and the type of boat being financed. Higher-priced boats may require a larger down payment.
How long are boat loan terms?
Boat financing terms can range from several years to up to 15–20 years depending on the loan amount, boat type, and lender qualifications. Our finance specialists can help you explore available options.
Can I trade in my current boat?
Yes. We accept trade-ins and can provide an evaluation to determine your boat's current market value. Trading in your existing boat can help reduce the amount you finance on your next purchase.
What factors affect boat financing rates?
Financing rates are influenced by factors such as credit score, debt-to-income ratio, boat age, loan amount, loan term, down payment, and current market conditions.
What additional ownership costs should I budget for?
Beyond your boat purchase, you should plan for expenses such as insurance, registration, storage, maintenance, fuel, and accessories. Our team can help you understand the full cost of ownership before you buy.
How does the boat buying process work?
The process typically begins with finding the right boat, reviewing pricing and financing options, securing the boat with a deposit, completing paperwork, and scheduling delivery and orientation. Our team guides you through every step.
Is there any pressure to buy when I visit the dealership?
No. Colorado Boat Center focuses on helping customers make informed decisions through education and guidance rather than high-pressure sales tactics.
What happens after I purchase my boat?
After purchase, you'll complete paperwork and warranty registration, then participate in a detailed orientation covering operation, launching, docking, safety features, and maintenance basics so you feel confident on the water.
Do you provide boat delivery and orientation?
Yes. Every customer receives a hands-on delivery and orientation experience designed to help them understand their boat's systems, controls, and operating procedures before heading to the water.
What if I've never owned a boat before?
Many of our customers are first-time boat owners. We'll help you select the right boat, explain ownership costs, walk you through financing, and provide training and support to ensure a comfortable transition into boating.
Will I receive support after taking my boat home?
Absolutely. Our relationship doesn't end after delivery. Our sales, service, parts, and support teams are available to help with maintenance, questions, upgrades, and ongoing boating education.
Why should I buy from Colorado Boat Center?
Colorado Boat Center has been serving Colorado boaters since 1990 and has built a reputation for customer service, boating expertise, transparent pricing, and long-term customer support. The dealership has earned numerous industry awards and customer satisfaction recognitions.
