Financing Your
Dream Boat
You've found the boat of your dreams—congratulations! Now it's time to explore the best way to finance your purchase. At Colorado Boat Center, our team is here to guide you through the process.
WHY FINANCE THROUGH COLORADO BOAT CENTER?
Financing is handled through trusted marine lending partners, but our team guides you through the process from application to delivery.
We've worked with many of the same lenders for years, allowing us to help make the process smooth, efficient, and straightforward.
TRUSTED LENDER RELATIONSHIPS
Relationships matter. We've built long-standing partnerships with marine lenders who understand our business and share our commitment to taking care of customers.
MARINE FINANCING MADE SIMPLE
One application. Multiple options. Our finance team works with several lenders to help identify financing options that fit your needs and boating goals
COMPLETE YOUR CLOSING WITH US
A seamless delivery experience. Even though financing is provided through third-party lenders, your loan documents and closing paperwork are completed right here at Colorado Boat Center on delivery day.
SUPPORT BEYOND THE LOAN
More than just financing. We're here to help with insurance, registration, warranties, service, and ownership questions long after the paperwork is signed.
FINDING THE RIGHT BOAT LOAN
Boat financing works a little differently than auto financing. Because boat loans often offer longer terms, many customers are able to enjoy lower monthly payments while getting on the water sooner. Our finance team can help you explore financing options that fit your budget and boating goals.
Most boat loans fall into two categories:
LONGER TERMS
Flexible repayment options designed specifically for boat ownership.
LOWER MONTHLY PAYMENTS
Longer loan terms can help make boat ownership more affordable.
OUR PREFERRED LENDING PARTNERS
We proudly work with Priority One Financial Services, our preferred marine lending partner, to help customers secure competitive financing options. For new Yamaha purchases, we also offer financing through Yamaha Financial Services, including available manufacturer promotions and special financing programs
Customers are always welcome to finance through their own bank or credit union. To help ensure a smooth and timely closing process, we recommend working with a local financial institution that has a physical branch and can provide funding and documentation efficiently.
TIPS FOR A SMOOTH
FINANCING PROCESS
A little preparation can help make the financing process faster and easier
1
KNOW YOUR BUDGET
Think about a comfortable monthly payment and how much you'd like to invest upfront.
2
PLAN YOUR DOWN PAYMENT
Knowing how much you'd like to put down can help us identify financing options that fit your goals
3
HAVE YOUR INFORMATION READY
Basic personal, employment, and income information may be needed during the application process
4
ASK QUESTIONS
Our lending partners are happy to answer financing questions and help guide you through the application process.
Our team is always available to help you explore the options that best fit your situation.
PROTECT YOUR INVESTMENT WITH BOAT INSURANCE
If you're financing your boat, insurance coverage is required before taking delivery. Even if you're purchasing without financing, Colorado Boat Center strongly recommends protecting your boat, your passengers, and your investment from the unexpected.
One advantage of working with a marine-certified dealership is access to insurance providers who specialize exclusively in boats and marine recreation. Unlike a general insurance company, marine insurance specialists understand how boats are used and can help you find coverage that fits your boating lifestyle.
Interested in a quote? Complete our simple insurance request form and we'll connect you with a trusted marine insurance provider.
COMMON BOAT INSURANCE COVERAGES
The right marine insurance policy can help protect more than just your boat. Coverage options are designed to help safeguard your investment, your passengers, and your time on the water
LIABILITY COVERAGE
Protection if you are responsible for injury or property damage to another person, boat, or dock.
PHYSICAL DAMAGE COVERAGE
Protection against accidents, storms, theft, fire, vandalism, and other covered losses
PERSONAL PROPERTY & EQUIPMENT
Protection for boating accessories, electronics, fishing equipment, watersports gear, and other covered items.
UNINSURED BOATER COVERAGE
Protection if you're involved in an accident with another boater who does not carry adequate insurance.
PROTECTION PLANS FOR ADDED PEACE OF MIND
Boating should be about making memories, not worrying about unexpected repair costs. Protection plans are available to help provide additional coverage beyond your manufacturer's warranty and can offer valuable peace of mind throughout your ownership experience.
Whether you're purchasing a new or pre-owned boat, our team can help you explore available protection plan options and determine what coverage may be right for you
Boat Insurance Quick Quote
Interested in a quote? Complete our simple insurance request form and we'll connect you with a trusted marine insurance provider.